Last Updated 4/25/2008
This Privacy Policy (“Policy”) applies to the UsaEasyLoan.com web site. It tells users (“you” or “applicant”) of the web site and the services provided therein about the information collected by UsaEasyLoan.com and how UsaEasyLoan.com uses and shares this information.
Types of Information We Collect
UsaEasyLoan.com collects both “personally identifiable information” and “non-personally identifiable information” from or about users of its web sites.
Personally Identifiable Information
UsaEasyLoan.com collects several types of information that may identify a particular individual (“personally identifiable information”). We collect personally identifiable information when you provide it to us through your use of the site, such as by completing one or more stages of an application form to apply for a loan from a lender participating in our lender network (“participating lenders”) or by sending questions to us via the web site. The types of personally identifiable information we collect include: name, physical address, telephone number, social security number, email address, date of birth, driver’s license number and state, information about home ownership, citizenship status, employment information, active military information, amount and frequency of pay checks, and information about your banking account.
Non-Personally Identifiable Information
Non-personally identifiable information is anonymous information that cannot be associated with a specific individual. The types of non-personally identifiable information that we collect (either directly, through the use of “cookies,” or through the use of a third party tracking system) include: the IP address of the computer making the request; your browser type and language; access times; information about areas of the site visited by users of the site; information about the links that users may select to visit on the site. IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet. IP addresses are not linked to personally identifiable information. A “cookie” is a piece of information a web site sends to your computer while you are viewing the web site to remember who you are without personally identifying you.
UsaEasyLoan.com may share this non-personally identifiable information only in summary form with its suppliers and other third parties for the purpose of web site statistical and trend analysis. This information is not linked to any personally identifiable information that can identify an individual person.
Information Collected by Third Parties
We may allow third parties, including advertising partners and payday loan lenders, to display advertisements on our site. These companies may use tracking technologies, including cookies, to collect information about users of our site who view or interact with these advertisements. UsaEasyLoan.com does not provide personally identifiable information to these third parties.
How We Use Personally-Identifiable Information
We use the personally-identifiable information you provide to us through this site in order to deliver the products or services you have requested; provide you with customer support; verify or review your application information to determine whether it meets eligibility requirements for participating lenders; communicate with you by email, postal mail, telephone, and/or mobile devices about products or services that may be of interest to you either from us, our marketing partners, or other third parties; display advertising tailored to your interests or background; perform data and statistical analysis on use of the web site; enforce our terms and conditions, and perform any other functions otherwise described to you at the time we collect the information.
We may review and use your financial information and your social security number to match you with participating lenders in our loan network or other third party lenders with whom we have a business relationship. We may also review your financial information and social security number to verify your identify and protect against possible fraudulent transaction.
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Legal Disclaimer: The operator of this website is not responsible for making any decisions regarding loans and credits. Everything on this site should be considered a commercial advertisement. The loan application process is provided to match applicants with the best lender based on the application data. Every application is introduced to a big variety of lenders in order to increase the chance of success. The operator of this website is not an agent or representative of any lender or service provider and does not endorse any service or product. Cash transfer times may vary between lenders and in some circumstances faxing may be required. Completion of this application in no way guarantees that you will be approved for any offer. Typically there are no credit checks.